Planning and structuring

Concentrated stock strategies

Tax-efficient diversification of large single positions.

What's included

Concentrated positions. Tax-aware diversification of a single stock or business holding, planned before, during and after a liquidity event.
A large position becomes a portfolio. Concentrated holdings, earn-outs and rollover equity need a plan for diversification that respects tax and lock-ups.
The options set out, from a staged sale to gifts and charitable structures.
The tax on each option modelled with the family's advisers.

We agree a plan the holder can follow inside the company's rules, so the concentration comes down over time, each step agreed in advance.

Licensed partners

Investment, trust and insurance services are provided with licensed partners where required.

Customer scenarios

This scenario is illustrative and does not describe a real client.

Scenario

Years of share awards now outweigh everything else the family owns.

The situation: A senior executive has been paid partly in company shares for most of his career. The holding has grown far larger than the rest of the family's wealth, some of it is under lock-up, and his role limits when he can sell.
What we would do: We plan a tax-aware reduction of the holding that respects the lock-ups, and weigh a staged sale against gifts and charitable structures with his tax advisers. Any investment of the proceeds goes through licensed partners.
Where it leaves the family: He has a plan that fits his lock-ups and his role, and knows what each step would cost in tax.

Tell us about your family's priorities. Every conversation is private and carries no obligation.