Investment Advisory

Nine responsibilities of an investment office.

Take all nine, or the ones your family needs. Each is set out in a written mandate before we start.

Stepped gold-edged ivory panels set at an angle on a dark blue ground

Avestix Investment Advisory

An outsourced Chief Investment Officer for the whole balance sheet.

We act as your investment office. We set policy, build the portfolio with you, select and monitor managers, and report across every account and entity. Our founder has run a third-generation single family office for 25 years, and decisions remain yours.

Investment policy

A written policy statement covering objectives, risk tolerance, liquidity needs, time horizon and constraints for each entity.

Asset allocation

Strategic and tactical allocation across public markets, private equity, real assets and cash, set against the family plan. Precious metals, which are commodities and not securities, are executed through Neptune Global, Avestix's strategic precious metals partner, on the Neptune-GBX exchange.

Manager selection

Due diligence, fee negotiation and ongoing monitoring of managers, funds and custodians.

Direct and co‑investments

Sourcing and underwriting private deals, with structuring and post-close oversight.

Risk and liquidity

Concentration, currency and counterparty review, with cash-flow forecasting for capital calls, taxes and distributions.

Consolidated reporting

One view across banks, entities and jurisdictions, net of fees, with quarterly investment committee reviews.

Concentrated positions

Tax-aware diversification of a single stock or business holding, planned before, during and after a liquidity event.

Banking and insurance

Private banking, lending and insurance reviewed as part of the investment plan, independent of any one provider.

Foundations and institutions

Outsourced CIO support for family foundations and endowments, with portfolio management and reporting to the board.

Discover

Map the balance sheet, entities, goals and existing advisers.

Design

Agree the investment policy and target allocation with the family.

Implement

Transition assets, appoint managers and set reporting.

Oversee

Monitor, rebalance and report each quarter to the family council.

Your interests first

Your interests come first.

Transparent fees

Costs, terms and conflicts disclosed in writing.

Fees disclosed in writing

Avestix is paid on precious metals transactions, which are commodities, not securities, and we disclose that in writing before you commit. Where we earn a fee, spread or carry on any other transaction, including digital assets, direct deals and co-investments, we disclose it in writing before you commit.

Licensed partners

Investment, trust and insurance services are provided with licensed partners where required.

Read our disclosure

The aim

A portfolio that serves the family plan, reported in one view across every account and entity, with decisions that remain yours.

Drawn from direct experience

Direct and co-investment work draws on 25 years of running a family office's own investments, and on five companies founded and exited.

About our founder

How this works in practice.

Customer scenarios

Scenarios on this page are illustrative and do not describe real clients. Investment, trust and insurance services are provided with licensed partners where required. This page is general information, not advice.

Scenario

A portfolio spread across six banks

Each bank reports well on its own account. Nobody reports on the whole.

The situation: A family holds investments with six private banks and two fund platforms. Each sends its own report, fees are hard to see, and two banks hold similar strategies.
What we would do: We write an investment policy for each entity, consolidate reporting net of fees, review every manager against the policy and propose where to concentrate, keep or exit.
Where it leaves the family: One quarterly report the family can read, a clear view of what it pays, and fewer, better-chosen relationships.

Scenario

The proceeds of a sale still sitting in cash

The sale closed a year ago. The money is still in the account it landed in.

The situation: After selling a business, a family holds most of its wealth in cash at one bank. Offers from managers and funds arrive every week, and there is no agreed plan for any of it.
What we would do: We agree a written investment policy with the family first, set an allocation across public markets, private investments, real assets and cash, and move the money in stages on a schedule the family approves.
Where it leaves the family: Decisions made against a plan, at the family's pace, rather than in reply to whoever called last.

Scenario

Fund commitments nobody is tracking

Capital calls arrive by email, and the next one is always a surprise.

The situation: Over ten years a family has committed to a dozen private equity and property funds. Nobody holds a list of what is still to be called, so cash sits idle in case a call arrives.
What we would do: We build one register of every commitment, forecast calls and distributions, review each manager against the family's policy and set the cash the family actually needs to hold.
Where it leaves the family: The family knows what it owes and when, holds less idle cash, and judges each new commitment with the whole picture in view.